Insurance Liability Home Inspections
An Insurance Hazard Inspection will identify both major and minor hazards that may have a negative impact on your homeowners insurance.
4 Point Residential & Commercial Real Estate Insurance Inspection
A 4-point real estate inspection requires the same knowledge and skills for examining and reporting the condition of the four components just as if it were a full inspection, including noting all defects in the inspection report that’s submitted to the client.
Although a 4-point residential and commercial inspection shares some similarities with full home inspections, they cover only the four main insurance components of the house, which are:
⇒ The HVAC System
⇒ The Electrical System
⇒ The Plumbing System
⇒ The Roof
Major defects in any of these four areas are potential sources of hazard or conditions that could result in future claims by the homeowner. Knowing the age and condition of these four items is the basis for the insurer to either issue the coverage or deny the application.
Four-point insurance inspections can be completed in as little as 20 or 30 minutes, whereas a full inspection typically takes two and a half to three hours or more. Not surprisingly, 4-point insurance inspections cost less than full inspections since they take less time to complete.
Castle Home Inspection Of Leland, NC Providing Professional Property Inspections For Many NC Counties
Castle Home Inspections provides professional home inspection services in the following counties: Bladen, Brunswick County, Columbus, Cumberland, Duplin, Harnett, Hoke, Jones, Lee, Moore, New Hanover, Onslow, Pender, Richmond, Robeson, Sampson and surrounding communities. Not sure if that’s you? Give us a call at (910) 228-1683 or send us an Email.
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If you have any questions or concerns before scheduling your inspection, please contact us and we will be happy to address them.